With you for life
Professional life insurance advice for individuals and business owners
At DSM & Associates, we specialise in life insurance and related cover. Our focus is to provide clear, practical advice that helps clients make informed decisions. We take the time to understand your situation and carefully consider the cover options that suit your needs.
OUR SERVICES
Insurance advice for personal and business needs
Insurance planning takes time and careful consideration. Our role is to guide that process and provide clear advice at every step. We help you understand your life insurance and related cover options, and how each option fits your circumstances.
Business
Insurance advice
Advice for business owners on insurance arrangements that support business continuity, key people and ownership succession.
Personal
Insurance advice
Advice on life insurance and related cover for individuals and families, including assessing your needs and arranging appropriate cover.
Our approach
UNDERSTANDING
We take the time to understand your situation so that any recommendations we make are suitable for your needs. As part of this, we review your current arrangements and consider options across a range of covers that may be relevant to you.
RECOMMENDATION
We set out our recommendations in a Statement of Advice that you can review and discuss before deciding whether to proceed.
FREE CONSULTATION
There is no fee for meeting or for the work involved in preparing our advice. We receive commissions on any insurance policies you choose to take out, and we explain these commissions to you in advance, before any policies are issued.
Our Commitment
We take time to explain the details
Clarity supports better decisions. We provide structured advice and explain how each policy works so you can understand what it offers and how it applies to you. We make every recommendation with a clear understanding of your needs and the details of each policy.
ONGOING SUPPORT
Support that is available when you need it
You can contact us if your circumstances change and you would like your insurance reviewed. We are also available to discuss any questions you have about how your policies work. When a claim arises, we help you navigate the insurer’s process, assist with completing the required forms and liaise with the insurer throughout the claim.
